Published October 2, 2026 in Market Update

More listings are showing up, but not every home is moving fast

Hey, here is the one thing I want every homeowner in Keller and North Fort Worth to see right now. Realtor.com reported that price cuts hit 4-year highs in September 2026. That does not mean the market is broken. It means buyers have more to look at, and they are taking their time.

The Real Estate Data Aggregator counted 549 new listings across both ZIP codes in the three months ending July 31, 2026. That is up 2% from the same stretch a year before. More homes on the market gives buyers room to compare. And right now, a lot of them are comparing the same monotonous Texas two story against the next one down the street.

Keller and North Fort Worth are two different markets

I want to be clear about something. The railroad tracks along 377 split these two areas, and the numbers show it. Keller, ZIP 76248, had a median sale price of $652,500. North Fort Worth, ZIP 76244, came in at $397,000. Those are not close. They are not the same market.

Homes are still selling, just not as fast as last year

In Keller, the Real Estate Data Aggregator found that 42.4% of homes went under contract within two weeks. That sounds solid, but it is down 3.7 points from a year before. In North Fort Worth, 30.7% went under contract that fast, down 1.7 points. Both directions point the same way: buyers are not rushing like they were.

Prices are holding, mostly

In Keller, the Real Estate Data Aggregator put the median sale price at $652,500 for the three months ending July 31, 2026. That is down 1.1% from a year before, a small dip. North Fort Worth came in at $397,000, up 0.5%. Neither move is dramatic. But Redfin reported that Fort Worth home prices declined 0.7% year over year in August 2026. That tracks with what we are seeing locally.

Rates are making buyers more careful

This is the part that explains a lot of what we are seeing. CNBC reported that the average contract rate on a 30-year fixed mortgage with a conforming balance climbed to 7.30% as of September 30, 2026. Mortgage News Daily put it even higher, at 7.58% on that same Tuesday. Realtor.com reported that mortgage rates topped 7% in September 2026 and that price cuts hit 4-year highs. When rates sit at that level, buyers slow down. They compare more homes. They push back on price. That is not a surprise, it is math.

Pending sales are actually up

Here is the honest, optimistic part. The Real Estate Data Aggregator counted 460 pending sales across Keller and North Fort Worth in the three months ending July 31, 2026. That is up 10.3% from a year before. Buyers are still out there. They are just more deliberate. Homes that are priced right from day one are still moving.

What this means if you are thinking about selling

More listings plus slower buyer decisions equals one clear message: price it right from the start. The Real Estate Data Aggregator shows homes in Keller sold at 98.8% of list price on average, and North Fort Worth came in at 98.3%. Both are down slightly from a year before. That gap between list and sale gets wider when a home sits. The first two weeks matter most, and right now only about 4 in 10 Keller homes and 3 in 10 North Fort Worth homes are going under contract in that window.

What this means if you are thinking about buying

You have more options than buyers did a year ago. The Real Estate Data Aggregator counted 379 homes for sale across both ZIP codes in the three months ending July 31, 2026. In North Fort Worth, inventory is actually down 10.4% from a year before, so do not assume you have unlimited time there. In Keller, inventory is up 8.7%. More room to look, but the well-priced homes are still moving. With rates where they are, run your numbers carefully before you commit.

One more thing worth knowing if you rent or own a rental

Realtor.com reported that the median asking rent in Dallas-Fort Worth-Arlington was $1,460 in August 2026, down 2.4% from a year before. Rents are slipping in this region. If you own a rental property or are weighing renting versus buying, that trend is worth tracking alongside what homes are actually selling for.